Personal Loan
Flexible unsecured loan for personal financial goals
Personal Loan can be used for medical, travel, wedding, education, home needs, or debt consolidation. No collateral is required in most lender programs.
Key Highlights
- Higher ticket loan availability
- No collateral in unsecured model
- Flexible tenure and EMI options
Eligibility Criteria
- Age: 21 to 60 years
- Salaried and self-employed both eligible
- Salaried income usually Rs 15,000+ per month
- Self-employed: at least 1 year business vintage
- CIBIL 680+ preferred
Required Documents
- Aadhaar and PAN Card
- Bank statement (3 to 6 months)
- Salary slips for salaried
- Business proof for self-employed
- Address proof where required
Interest, Charges and Limits
- Loan amount: Rs 1,00,000 to Rs 25,00,000
- Interest rate: 10.5% to 24% yearly
- Tenure: 12 to 60 months
- Processing fee: 1% to 3%
How the Process Works
- Submit basic application
- Upload KYC and income documents
- Credit and repayment check
- Loan approval and sanction
- Amount credited to bank account
Choose a tenure that keeps your monthly EMI comfortable and sustainable.
All Loan Services 
