Credit Card Loan
Convert available card limit into easy EMI loan
Credit Card Loan helps you convert available limit into instant funds without new paperwork. Useful for short-term needs when used with EMI discipline.
Key Highlights
- Instant limit conversion
- Lower cost than cash withdrawal in many cases
- Flexible EMI tenure options
Eligibility Criteria
- Active credit card required
- Offer available only for eligible cardholders
- Better payment history improves approval chance
- Mobile or net banking access required
Required Documents
- Usually no extra documents
- KYC already available with card issuer
- Digital confirmation through app/net banking
Interest, Charges and Limits
- Loan amount: based on available card limit
- Interest rate: 12% to 24% yearly
- Tenure: 6 to 60 months
- Processing fee: 0% to 2%
How the Process Works
- Open card app or net banking
- Select loan on card option
- Choose amount and tenure
- Confirm OTP and accept terms
- Amount credited to bank account
Do not miss EMI dates because penalties can increase overall repayment cost.
All Loan Services 
