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KYC Loan

Fast, easy and paperless loan for small urgent needs

KYC Loan is a simple option for quick money needs. With Aadhaar and PAN verification, approval can happen in minutes for eligible profiles.

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Key Highlights

  • Instant e-KYC approval flow
  • Low document requirement
  • Useful for medical, travel, bills, and urgent expenses

Eligibility Criteria

  • Age: 21 to 55 years
  • Salaried and self-employed both eligible
  • Aadhaar-linked mobile number required
  • Basic income flow preferred
  • Strong CIBIL may not be required in many cases

Required Documents

  • Aadhaar Card for e-KYC
  • PAN Card
  • Selfie for identity match
  • Bank account and IFSC for disbursal

Interest, Charges and Limits

  • Loan amount: Rs 5,000 to Rs 1,00,000
  • Interest rate: 24% to 30% yearly
  • Processing fee: Rs 99 to Rs 499
  • Tenure: 3 to 12 months

How the Process Works

  • Start Aadhaar OTP verification
  • Upload PAN and selfie
  • System checks profile automatically
  • Offer is shown instantly
  • Amount is credited to bank account

Best for small short-term needs where speed is more important than high ticket amount.

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