KYC Loan
Fast, easy and paperless loan for small urgent needs
KYC Loan is a simple option for quick money needs. With Aadhaar and PAN verification, approval can happen in minutes for eligible profiles.
Key Highlights
- Instant e-KYC approval flow
- Low document requirement
- Useful for medical, travel, bills, and urgent expenses
Eligibility Criteria
- Age: 21 to 55 years
- Salaried and self-employed both eligible
- Aadhaar-linked mobile number required
- Basic income flow preferred
- Strong CIBIL may not be required in many cases
Required Documents
- Aadhaar Card for e-KYC
- PAN Card
- Selfie for identity match
- Bank account and IFSC for disbursal
Interest, Charges and Limits
- Loan amount: Rs 5,000 to Rs 1,00,000
- Interest rate: 24% to 30% yearly
- Processing fee: Rs 99 to Rs 499
- Tenure: 3 to 12 months
How the Process Works
- Start Aadhaar OTP verification
- Upload PAN and selfie
- System checks profile automatically
- Offer is shown instantly
- Amount is credited to bank account
Best for small short-term needs where speed is more important than high ticket amount.




