Instant Loan
Get quick money in minutes for emergency needs
Instant Loan is designed for urgent situations like medical, fees, bill payments, travel, and EMI pressure. The process is 100% digital for eligible users.
Key Highlights
- Quick approval and fast credit
- Fully digital process
- No branch visit required
Eligibility Criteria
- Age: 21 to 58 years
- Salaried or self-employed both accepted
- Active mobile number for OTP
- CIBIL 600+ preferred
- Minimum monthly income around Rs 12,000
Required Documents
- Aadhaar Card
- PAN Card
- Bank statement (3 to 6 months)
- Income proof if required
- Selfie for verification
Interest, Charges and Limits
- Loan amount: Rs 10,000 to Rs 2,00,000
- Interest rate: 18% to 30% yearly
- Processing fee: Rs 199 to Rs 999
- Tenure: 3 to 18 months
How the Process Works
- Fill basic details
- Complete Aadhaar and PAN verification
- Upload bank/income details if asked
- Get instant offer as per profile
- Disbursal to bank account
Good option for urgent expenses, but always check EMI comfort before final confirmation.
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