Home Loan
Affordable finance for your dream home
Home Loan can be used for new purchase, resale property, construction, renovation, and balance transfer. We guide for both salaried and self-employed users.
Key Highlights
- Lower interest range compared to unsecured loans
- Long tenure up to 30 years
- Higher loan ticket based on profile and property
Eligibility Criteria
- Age: 21 to 65 years
- Salaried and self-employed both eligible
- Minimum income around Rs 18,000+ (city dependent)
- CIBIL 700+ preferred
- Property legal and lender compliance needed
Required Documents
- Aadhaar and PAN Card
- Salary slips or ITR/financials
- Bank statement (6 months)
- Property papers and agreement
- Builder documents where applicable
Interest, Charges and Limits
- Loan amount: Rs 5 lakh to Rs 5 crore+
- Interest rate: 8.35% to 10.50% (profile based)
- Tenure: 10 to 30 years
- Processing fee: 0.5% to 1.5%
How the Process Works
- Submit personal and income details
- Upload KYC and property documents
- Eligibility and technical/legal checks
- Sanction letter issued
- Stage-wise disbursal as per property status
Always check total cost (interest + tenure + fees), not only EMI amount.
All Loan Services 
