📌 Eligibility Criteria

Quick and simple approval rules:

• Age between 21 to 55 years
• Salaried & self-employed both eligible
• Aadhaar-linked mobile required
• Basic income flow preferred
• No strong CIBIL score needed

📁 Required Documents

• Aadhaar Card for e-KYC
• PAN Card
• Selfie for biometric match
• Bank account + IFSC for credit
• Address auto-filled from Aadhaar

💰 Interest Rate & Charges

Clear and simple charges:

• Loan amount: ₹5,000 – ₹1,00,000
• Interest rate: 24% – 30% annually
• Processing fee: ₹99 – ₹499
• Tenure: 3 – 12 months
• No early closure charges (most lenders)

⚙️ How the Process Works

• Start Aadhaar OTP verification
• Upload PAN + selfie
• System checks profile automatically
• Instant loan offer displayed
• Money credited instantly