📌 Eligibility Criteria

Designed for small & growing businesses:

• Age: 21 – 65 years
• Business must be operational for at least 1 year
• Minimum monthly business turnover: ₹50,000+
• ITR filing preferred for higher loan amounts
• No major loan defaults in past 12 months
• Valid business KYC required

📁 Required Documents

• Aadhaar + PAN of owner
• Bank statement (6–12 months)
• GST certificate / Shop Act / Udyam
• ITR for previous 1–2 years (for higher limits)
• Business address proof

💰 Interest Rate & Loan Details

Based on financial performance & bank profile:

• Loan amount: ₹1,00,000 – ₹50,00,000
• Interest rate: 12% – 28%
• Tenure: 12 – 48 months
• Processing fee: 1% – 3%
• Approval within 24 – 72 hours

⚙️ How the Process Works

• Provide business and owner details
• Upload bank statements + basic KYC
• Turnover & credit assessment
• Get loan offer based on eligibility
• Funds transferred to business account