📌 Eligibility Criteria

Simple rules for fast approval:

• Age between 21–58 years
• Salaried / self-employed both accepted
• Active mobile number for OTP
• Basic CIBIL above 600 preferred
• Minimum monthly income: ₹12,000

📁 Required Documents

• Aadhaar + PAN Card
• Latest bank statement (3–6 months)
• Salary slip / income proof (if required)
• Selfie for identity verification
• Bank account for instant credit

💰 Interest Rate & Charges

Based on profile and lender policy:

• Loan amount: ₹10,000 – ₹2,00,000
• Interest rate: 18% – 30% yearly
• Processing fee: ₹199 – ₹999
• Flexible tenure: 3 – 18 months
• No collateral required

⚙️ How the Process Works

• Complete basic profile details
• Verify Aadhaar + PAN digitally
• Upload bank statement or income proof
• Instant assessment & loan offer shown
• Amount credited within minutes